Racking Up Freebie Points

As I search in vain for a credit card to suit my financial situation, I have discovered some card features that would may prove to save me a lot of money and reward me in the future. I had not realised how beneficial rewards programs can be especially when points can be exchanged for flights between states. I am in the market for new low interest credit cards and have a few at the top of my list including the Westpac Credit Cards and the Citibank Credit Cards. They both have the features i'm after as well as a rewards program but I haven't looked in to their interest rates yet which could be higher than i'm willing to pay. My financial advisor is sure to have a word with me about jumping in and applying before investigating all the possibilities, as I have done a similar thing in the past and ended up with credit card debt.

My plan is to lodge a credit card application this week so I will hopefully receive my card next week and start earning points as soon as possible. If I can manage to get the best credit cards with plentiful interest free days then I will be able to pay of the entire balance on my cards without a single dollar of interest. They would almost become interest free credit cards if I can manage to avoid interest payments. I will have to set up a budget and keep a watch on my spending to ensure I don't miss any repayments before the interest free days end. Interest free credit cards! Who would have thought!

This Card or That?

Make me an offer I can't refuse and i'll buy that ice cream sundae no questions asked. By the term "ice cream sundae", I of course mean "bank cards", and by the term "buy", I mean "apply". Makes perfect sense doesn't it!

I've been trawling through dozens of pages of financial websites and have seen some pretty enticing card services. I'm not 100% sure that these will benefit my cash flow in the future but they sure do make me want to apply online this instant! My card choice was swayed when I discovered a card with some great balance transfers rates but it has higher purchase interest rates than the other credit cards i've had my eye on. It's a tough decision and will take much consideration.

Some website links I have found of use while pondering this difficult financial question are:

- Credit Card Service
- Online Credit Cards
- Credit Card Consolidations
- Credit Cards Apply Online

These sites have helped me a lot and even have pages to compare credit card services and rates. I know i'll definitely apply for an HSBC card but i'm just not sure which one. Credit card companies sure do like to supply a large variety of different credit card choices, it can be hard to keep up! I'll see if I can find any finance forums with recommendations from other people not associated with the banks as they should have some unbiased thoughts to help me decide on my future credit card. As soon as the decision has been made, i'll apply for my shiny new credit card online and hopefully get a response within the hour!

Lessons in saving

One of the most important lessons for anyone is the basics of saving!

Saving money or earning interest are 2 of the most important lessons in any bank account or savings account. Find the bank that best suits your needs, compare the bank accounts or savings accounts and drill down into costs, interest terms and the benefits of each account.

Their are a number of great websites that help make your decision a little easier, its important to compare and apply for the account that best fits you family, business or personal goals.

The Ultimate Saving Account

I just sold my car and somehow managed to make a profit! I'll be able to finance a new one and still have a reasonable amount of money left over. I'm going to open a saving account to see if I can make this extra money multiply into a million dollars. It may take a while but if I find a great interest rate it might just be possible. I'll be able to throw away my credit card and just transfer any money I need into my current account. No more lending companies for me!

Fun Finance - Myth or Legend?!

As I wallowed on the couch wishing I could afford the travel and entrance expenses to the local fun park several states away, I discovered an unbelievable interest free loan offer online! This loan would improve my personal finances greatly and provide me with the cash I require to take on this fun business opportunity.

I say business opportunity because I intend to own my own theme park in the future if my financial institution and partner banks will allow me to take out small business loans. This would be a dream come true as I could run a home based business. I have already had many offers to join a small business network but have never had the chance until now.

This financial opportunity will not last long as there have been many offers for the business, but I hope to acquire my loan as soon as possible to lock down this deal. If there are are any quick loans available i'm sure my financial advisor will lead me in the right direction so my fun park hopes and dreams will come to fruition.

Financial Briefing

A smashing pair of briefs is all I wanted for my birthday but I was sadly presented with an investment in chocolate porcupines. I was greatly disappointed and almost took my fury out on my bank manager the next day but thought better of it since he controls all my money and finances. My only other option to purchase this exquisite pair, is to apply for a credit card or a loan of sorts. My accounts are currently with St George so it makes sense to apply for St George credit cards online. My card application shouldn't take too long so hopefully i'll be able to reach my brief dream within weeks!

Fortuitous Finds!

I do so love discovering new and interesting websites. I discovered a selection of outstanding websites containing particularly interesting and humbling links recently. I am almost as joyous to find them as I was to find myself. Some of my favourites include:

Charlene's website is a treasure trove of real estate and shopping links. Anthony's website which contains a pride of finance links and some wedding links, and finally, Elaine has a splendid website of hobby and finance links.